Group Life

Group Life Assurance Policies are generally cheaper than individual policies catering to the needs of employers. These days growing number of employers provide Life Assurance to their
employees combining their obligations under labour laws as well as providing wider protection to boost the employee morale and welfare, thereby achieving an increased work satisfaction and
productivity. Policies can be designed with sophisticated compensation packages to attract and
retain intellectual capital as well as to present a positive image.

Group Life Assurance policies can be extended to include protection against disabilities due to
Personal Accident or Critical Illness or benefits in respect of repatriation or any other
benefits on need basis.

Standalone Personal Accident and disability policies can be designed with flexible benefits based
on the estimated number of employees with certain predetermined parameters.

Organisations can also consider Key-man Insurance for Business partners or Key personnel
against the financial difficulties in the event of their death or disability