Travelling, whether on a holiday or on a business trip, exposes you to risks such as loss of luggage, loss of money, loss of travel documents, medical emergencies, accidental death etc. The all in one solution to these unforeseen problems is to get Travel Insurance, which can be taken out either for an individual or for a group of people having the same destination and travel dates. Frequent travellers can insure themselves under an Annual Travel Insurance policy catering to their specific needs.